金融英语考试选择题练习(23)
Directions: Read the following passages, and determine whether the sentences are "Right" or "wrong". If there is not enough information to answer " right" or "wrong’’. choose "Doesn’t say".
Passage One
The primary justification for banking supervision is to limit the risk of loss to depositors, and by so doing to maintain public confidence in banks. And while supervision naturally focuses on the individual bank, supervisors must also be alert to the possibility that problems in one institution may have either, systemic repercussions on others, or on the integrity of the payments system.
Although supervisors need to have some understanding of the markets and the business environment in which banks operate, they cannot be expected to know as much as the banks themselves about commercial realities of banking. Anyway, it is not the supervisor’s role to make the commercial decisions that are the prerogative of bank management. Rather, the supervisor monitors and evaluates the overall strategies, policies and performance of the bank----where appropriate reference to specific legal or prudential criteria-----and reaches a view as to the soundness of the bank and the competence of those running it.
51. Supervisors have the obligation to save a failing bank.
A. Right
B. Wrong
C. Doesn’t say
52. Supervisors usually pay more attention to the individual bank.
A. Right
B. Wrong
C. Doesn’t say
53. A sound bank will not suffer from the bankruptcy of other unrelated banks.
A. Right
B. Wrong
C. Doesn’t say
54. Supervisors have the right to make decisions on commercial operation of supervised banks.
A. Right
B. Wrong
C. Doesn’t say
55. Supervisors should use the same criteria to evaluate the performance of the supervised banks.
A. Right
B. Wrong
C. Doesn’t say
56. Supervisors need not know too much about the commercial markets and business environment.
A. Right
B. Wrong
C. Doesn’t say
Passage One
The primary justification for banking supervision is to limit the risk of loss to depositors, and by so doing to maintain public confidence in banks. And while supervision naturally focuses on the individual bank, supervisors must also be alert to the possibility that problems in one institution may have either, systemic repercussions on others, or on the integrity of the payments system.
Although supervisors need to have some understanding of the markets and the business environment in which banks operate, they cannot be expected to know as much as the banks themselves about commercial realities of banking. Anyway, it is not the supervisor’s role to make the commercial decisions that are the prerogative of bank management. Rather, the supervisor monitors and evaluates the overall strategies, policies and performance of the bank----where appropriate reference to specific legal or prudential criteria-----and reaches a view as to the soundness of the bank and the competence of those running it.
51. Supervisors have the obligation to save a failing bank.
A. Right
B. Wrong
C. Doesn’t say
52. Supervisors usually pay more attention to the individual bank.
A. Right
B. Wrong
C. Doesn’t say
53. A sound bank will not suffer from the bankruptcy of other unrelated banks.
A. Right
B. Wrong
C. Doesn’t say
54. Supervisors have the right to make decisions on commercial operation of supervised banks.
A. Right
B. Wrong
C. Doesn’t say
55. Supervisors should use the same criteria to evaluate the performance of the supervised banks.
A. Right
B. Wrong
C. Doesn’t say
56. Supervisors need not know too much about the commercial markets and business environment.
A. Right
B. Wrong
C. Doesn’t say