金融英语考试听力练习(3)
Part One Listening
Section One (10%)
Directions: In this section you will hear l0 short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked a, b, c and d, and decide which is the best answer.
Now you will hear the example:
She went to the bank with Mr. Smith.
You will read:
A. She went home. C.She went to the bank.
B. She liked Mr. smith. D.She went to Mr. Smith’s house.
Statement C. "She went to the bank" is the closest in meaning to the statement "She went to the bank with Mr. Smith." Therefore, you should choose answer C. Now listen to the statements.
1.
A. The company is worth of financing.
B. This company is highly rated in credit status.
C. This company is rated lower in credit standing.
D. This company runs a greater risk to make loans.
2.
A. Visa Card, Access, American Express and Diner’s Card are
all credits.
B. Credit cards are the same thing as charge cards.
C. Another name for credit card is charge card.
D. American Express is not credit card in the real sense.
3.
A. Two separate spot transactions
B. One spot and the other forward transaction
C. a " one month swap"
D. the call option
4.
A. USD 3657897.05
B. USD 3576987.06
C. USD 3567897.05
D. USD 3657879.06
5.
A. Surplus increase
B. deficit increase
C. no effect
D. all of the above
6.
A. They want to close their accounts in the bank.
B. The bank might close their current accounts.
C. The customers’ overdrawn accounts must be closed.
D. The bank closed their overdrawn accounts.
7.
A. Their operations must be brisk.
B. They have a large profit for the year’s operations.
C. There has been a large deficit in the year.
D. They anticipate a great excess of debts over income
for the year’s operations.
8.
A. CHAPS B. SWIFT
C. CHIPS D. CHATS
9.
A. The check is out of date.
B. The check is post-dated.
C. The check is in too large amount.
D. The check is a crossed one.
10.
A. If a remitting bank cannot take proper care in collection,
the exporter will do it himself.
B. If a remitting bank cannot fulfill its obligation in collection,
the exporter will claim indemnity on it.
C. If a remitting bank cannot take proper care in collection,
it will lose acustomer.
D. If a remitting bank cannot fulfill its obligation in collection,
It will cause loss to the exporter.
Section Two (10%)
Directions: In this section, you will hear l0 short conversations. At the end of each conversation a question will be asked about what was said. The conversations and questions will be spoken only once. During the Pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer.
Now you will hear :
M: Does our bank have a direct correspondent relationship with the Bradalys’ Bank?
W:No, we don’t. So we have to advise this L/C via another bank.
Q: Which of the following is right?
Now you will read:
A. We can advise this L/C to the Bradlays’ Bank.
B. The Bradlays’ Bank is our correspondent.
C. The L/C has to be advised by a third bank.
D. We should advise this L/C by ourselves.
From the conversation we know that we have to advise this L/C via another bank. The best answer is C. Therefore you should choose answer C.
11.
A. 9 a.m.
B. 12 noon
C. 3 p.m.
D. 6 p.m.
12
A. January 1, 1999
B. July 1, 1999
C. January 1,2002
D. July 1,2002
13.
A. to change pounds to yuan
B. to send money to London
C. to get a permit
D. to know the rate of exchange
14.
A. people who has steady income
B. People who has a good work record.
C. People who has much money 首页 1 2 尾页
D. Both a and b
15.
A. of the house value.
B. of the mortgage value.
C. of the bank’s appraised value.
D. of the depreciated value.
16.
A. A librarian
B. A professor
C. An accountant
D. A reporter
17.
A. 8875689
B. 8758679
C. 8756879
D. 8576789
18.
A. student and teacher
B. employee and boss
C. customer and broker
D. two bank clerks
19.
A. About the amount of RMB deposited with the bank.
B. About the rate of interest for RMB deposited with the bank.
C. About the terms of deposit with the bank.
D. About the conditions of deposit with the bank.
20.
A. He got a credit card of his friend and come to ask how to use it.
B. He got a card and did not know whose card it is.
C. He has lost his credit card and come to ask what to do.
D. He has found a credit card and come to ask what to do
Section Three (10%)
Directions: In this section, you will hear 3 short passages. At the end of each passage you will some questions about what was said. The passages and questions will be spoken only once. During the pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer.
Questions 21--23 are based on passage 1
21
A. JCB card
B. Diner’s Club
C. Visa card
D. Federal-Master
22.
A. $590 million
B. $16 billion
C. $590 billion
D. $16 million
23.
A. from fees collected from its customers who pay for their
charges in monthly installments.
B. from fees collected from the stores that accept credit card
C. by charging its customer yearly fees
D. by charging its customer for overdue payment
Questions 24-26 are based on passage 2
24.
A. Bank card business.
B. Bank card fraud.
C. Technologies used in bank.
D. International card fraud.
25.
A. 680 million dollars
B. 860 million dollars
C. 680 billion dollars
D. 860 billion dollars
26.
A. It’s the same over the 10-year period.
B. It’s getting worse over the 10-year period.
C. It’s getting better over the 10-year period.
D. There is no way to solve the problem.
Questions 27-30 are based on Passage 3
27.
A. a contractual agreement between the banker and
the client.
B. The creditor-debtor relationship.
C. The principal-agent relationship.
D. all of above
28.
A. Those who borrow funds from the bank.
B. Those who deposit money with the bank.
C. Those who have business dealing with the bank.
D. Those who are the customers of the bank.
29.
A. It acts as an agent to do whatever the customer requires.
B. It acts as an agent to provide all kinds of services.
C. It acts as an agent to offer many kinds of banking
and financial services.
D. It acts as an agent to sell the customer’s products.
30.
A. Payroll management.
B. Factoring service.
C. Financial management.
D. Investment advices.首页 1 2 尾页
Section One (10%)
Directions: In this section you will hear l0 short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked a, b, c and d, and decide which is the best answer.
Now you will hear the example:
She went to the bank with Mr. Smith.
You will read:
A. She went home. C.She went to the bank.
B. She liked Mr. smith. D.She went to Mr. Smith’s house.
Statement C. "She went to the bank" is the closest in meaning to the statement "She went to the bank with Mr. Smith." Therefore, you should choose answer C. Now listen to the statements.
1.
A. The company is worth of financing.
B. This company is highly rated in credit status.
C. This company is rated lower in credit standing.
D. This company runs a greater risk to make loans.
2.
A. Visa Card, Access, American Express and Diner’s Card are
all credits.
B. Credit cards are the same thing as charge cards.
C. Another name for credit card is charge card.
D. American Express is not credit card in the real sense.
3.
A. Two separate spot transactions
B. One spot and the other forward transaction
C. a " one month swap"
D. the call option
4.
A. USD 3657897.05
B. USD 3576987.06
C. USD 3567897.05
D. USD 3657879.06
5.
A. Surplus increase
B. deficit increase
C. no effect
D. all of the above
6.
A. They want to close their accounts in the bank.
B. The bank might close their current accounts.
C. The customers’ overdrawn accounts must be closed.
D. The bank closed their overdrawn accounts.
7.
A. Their operations must be brisk.
B. They have a large profit for the year’s operations.
C. There has been a large deficit in the year.
D. They anticipate a great excess of debts over income
for the year’s operations.
8.
A. CHAPS B. SWIFT
C. CHIPS D. CHATS
9.
A. The check is out of date.
B. The check is post-dated.
C. The check is in too large amount.
D. The check is a crossed one.
10.
A. If a remitting bank cannot take proper care in collection,
the exporter will do it himself.
B. If a remitting bank cannot fulfill its obligation in collection,
the exporter will claim indemnity on it.
C. If a remitting bank cannot take proper care in collection,
it will lose acustomer.
D. If a remitting bank cannot fulfill its obligation in collection,
It will cause loss to the exporter.
Section Two (10%)
Directions: In this section, you will hear l0 short conversations. At the end of each conversation a question will be asked about what was said. The conversations and questions will be spoken only once. During the Pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer.
Now you will hear :
M: Does our bank have a direct correspondent relationship with the Bradalys’ Bank?
W:No, we don’t. So we have to advise this L/C via another bank.
Q: Which of the following is right?
Now you will read:
A. We can advise this L/C to the Bradlays’ Bank.
B. The Bradlays’ Bank is our correspondent.
C. The L/C has to be advised by a third bank.
D. We should advise this L/C by ourselves.
From the conversation we know that we have to advise this L/C via another bank. The best answer is C. Therefore you should choose answer C.
11.
A. 9 a.m.
B. 12 noon
C. 3 p.m.
D. 6 p.m.
12
A. January 1, 1999
B. July 1, 1999
C. January 1,2002
D. July 1,2002
13.
A. to change pounds to yuan
B. to send money to London
C. to get a permit
D. to know the rate of exchange
14.
A. people who has steady income
B. People who has a good work record.
C. People who has much money 首页 1 2 尾页
D. Both a and b
15.
A. of the house value.
B. of the mortgage value.
C. of the bank’s appraised value.
D. of the depreciated value.
16.
A. A librarian
B. A professor
C. An accountant
D. A reporter
17.
A. 8875689
B. 8758679
C. 8756879
D. 8576789
18.
A. student and teacher
B. employee and boss
C. customer and broker
D. two bank clerks
19.
A. About the amount of RMB deposited with the bank.
B. About the rate of interest for RMB deposited with the bank.
C. About the terms of deposit with the bank.
D. About the conditions of deposit with the bank.
20.
A. He got a credit card of his friend and come to ask how to use it.
B. He got a card and did not know whose card it is.
C. He has lost his credit card and come to ask what to do.
D. He has found a credit card and come to ask what to do
Section Three (10%)
Directions: In this section, you will hear 3 short passages. At the end of each passage you will some questions about what was said. The passages and questions will be spoken only once. During the pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer.
Questions 21--23 are based on passage 1
21
A. JCB card
B. Diner’s Club
C. Visa card
D. Federal-Master
22.
A. $590 million
B. $16 billion
C. $590 billion
D. $16 million
23.
A. from fees collected from its customers who pay for their
charges in monthly installments.
B. from fees collected from the stores that accept credit card
C. by charging its customer yearly fees
D. by charging its customer for overdue payment
Questions 24-26 are based on passage 2
24.
A. Bank card business.
B. Bank card fraud.
C. Technologies used in bank.
D. International card fraud.
25.
A. 680 million dollars
B. 860 million dollars
C. 680 billion dollars
D. 860 billion dollars
26.
A. It’s the same over the 10-year period.
B. It’s getting worse over the 10-year period.
C. It’s getting better over the 10-year period.
D. There is no way to solve the problem.
Questions 27-30 are based on Passage 3
27.
A. a contractual agreement between the banker and
the client.
B. The creditor-debtor relationship.
C. The principal-agent relationship.
D. all of above
28.
A. Those who borrow funds from the bank.
B. Those who deposit money with the bank.
C. Those who have business dealing with the bank.
D. Those who are the customers of the bank.
29.
A. It acts as an agent to do whatever the customer requires.
B. It acts as an agent to provide all kinds of services.
C. It acts as an agent to offer many kinds of banking
and financial services.
D. It acts as an agent to sell the customer’s products.
30.
A. Payroll management.
B. Factoring service.
C. Financial management.
D. Investment advices.首页 1 2 尾页